Terms of Service

Last updated April 2026

What FinLit is

FinLit is an AI-powered financial education application. It is designed to help you learn about financial concepts, understand market news, and explore how current events relate to investments — all in plain English. FinLit uses large language models (including Claude by Anthropic) to generate educational content tailored to your learning journey.

What FinLit is not

Not a licensed financial advisor. FinLit is not licensed, authorised, or regulated to provide financial advice. Nothing on this platform — including AI-generated portfolio check-ins, briefings, or lesson content — constitutes financial advice, investment recommendations, or solicitation to buy or sell any security.

Not regulated by MAS. FinLit is not regulated by the Monetary Authority of Singapore (MAS) or any other financial regulatory authority. It does not hold a Capital Markets Services licence or Financial Adviser's licence under Singapore law.

Not a substitute for professional advice. Always consult a qualified and licensed financial advisor before making any investment decisions. Your personal financial situation, risk tolerance, and investment objectives are unique and require professional assessment.

Your responsibility

By using FinLit, you acknowledge and agree that:

  • •All content on FinLit is for educational and informational purposes only.
  • •You will not make investment decisions based solely on content generated by FinLit.
  • •You are solely responsible for any investment decisions you make.
  • •You will seek independent professional advice before acting on any financial information.
  • •Past performance of any security mentioned does not guarantee future results.

AI limitations

FinLit uses AI language models to generate content. You should be aware that:

  • •AI-generated content may contain errors, inaccuracies, or outdated information.
  • •The AI does not have real-time market data and cannot predict market movements.
  • •AI responses are generated based on training data and web search, not live financial feeds.
  • •The quality and accuracy of AI output can vary. Always verify important information independently.

Contact

If you have questions about these terms or about FinLit, please reach out via the feedback link in the app. We are committed to making financial education accessible and transparent.

Important: FinLit is an educational tool only. Nothing on this platform is financial advice. Always consult a qualified financial advisor before making investment decisions.

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